Asset Allocation

Optimizers: What Can They Do?

Deciding on an asset allocation is hard work. If you want to find the most efficient portfolio using only a pencil and paper, you'd need about three years to do it. Out of millions of possible combinations, only one is the most efficient, and it's not easy to find.

Not surprisingly, computer-based optimization programs have traditionally been the province of large fund managers or financial planners, and have not been available to retail investors at an affordable price.