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collateral

(Encyclopedia)collateral kəlătˈərəl [key], something of value given or pledged as security for payment of a loan. Collateral consists usually of financial instruments, such as stocks, bonds, and negotiable pap...

Girard, Stephen

(Encyclopedia)Girard, Stephen jĭrärdˈ [key], 1750–1831, American merchant, banker, and philanthropist, b. Bordeaux, France. Girard went to sea and at the age of 23 was a captain. In 1776 he settled in Philadel...

discount

(Encyclopedia)discount, in banking and investment, fee for lending money, which the banker deducts from the loan when it is given. Thus, with a $1,000 loan at a 6% discount, the borrower receives $940 and repays $1...

Ewell, Benjamin Stoddert

(Encyclopedia)Ewell, Benjamin Stoddert yo͞oˈəl [key], 1810–94, American educator, b. Georgetown, D.C., grad. West Point, 1832; brother of Gen. R. S. Ewell. He taught mathematics at West Point, Hampden-Sidney C...

Falkland, Lucius Cary, 2d Viscount

(Encyclopedia)Falkland, Lucius Cary, 2d Viscount fôkˈlənd [key], 1610?–1643, English statesman and literary figure. He entered Parliament in 1640, where he opposed the exaction of ship money and spoke in favor...

finder

(Encyclopedia)finder, in law. Ordinarily the finder of lost property is entitled to retain it against anyone except the owner. It is larceny, however, for the finder to keep the property if he knows or can easily d...

Francis, Dick

(Encyclopedia)Francis, Dick (Richard Stanley Francis), 1920–2010, English novelist. He was a champion steeplechase jockey (1946–57) and a racing writer for a London newspaper (1957–73). Francis parlayed his k...

Ismail Pasha

(Encyclopedia)Ismail Pasha ĭsˌmäēl päshäˈ [key], 1830–95, ruler of Egypt (1863–79), son of Ibrahim Pasha. He succeeded his uncle Said Pasha as ruler. Ismail used the Egyptian cotton crop, enormously enha...

Appert, Nicolas

(Encyclopedia)Appert, Nicolas fräNswäˈ [key], 1750–1841, French originator of a method of canning. In 1795 the French government offered a prize of 12,000 francs for a method of preserving food, especially for...

dowry

(Encyclopedia)dowry douˈrē [key], the property that a woman brings to her husband at the time of the marriage. The dowry apparently originated in the giving of a marriage gift by the family of the bridegroom to t...